The Multi-Token Settlement model in 402Gate enables users, AI agents, and service providers to interact using multiple assets — $402G, USDC, and SOL — within a single, unified payment layer. This structure eliminates token barriers and promotes open interoperability, allowing each participant to transact with their preferred asset while maintaining instant settlement and near-zero fees on Solana. It ensures flexibility, transparency, and scalability for a truly borderless Web3 payment experience.
User-Choice Micropayments
Users can freely choose which token to use for each transaction — $402G, USDC, or SOL. Those who seek stability prefer USDC, while others use SOL for speed and liquidity. Holders of $402G, the native utility token of 402Gate, enjoy transaction discounts and ecosystem privileges, encouraging loyalty and token circulation. This system ensures everyone can participate, regardless of their portfolio or preference.
Intelligent Cross-Token Routing
If a service provider only accepts a specific token (for example, USDC), 402Gate automatically converts payments from other supported tokens via Solana’s on-chain liquidity aggregators like Raydium or Jupiter. Users paying in $402G or SOL will have their transactions seamlessly settled in the provider’s chosen currency — ensuring fairness, price accuracy, and real-time conversion without manual swaps.
Transparent Multi-Asset Analytics
Every transaction is recorded with complete token-level visibility in the 402Gate Analytics Dashboard. Providers can view total revenue by asset, track conversion volumes, and analyze user payment preferences. Users, on the other hand, can review every micro-payment and token usage history directly from their connected wallet. All records are on-chain, immutable, and fully auditable — reinforcing transparency across the 402Gate ecosystem.